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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,419 | $96,136+238.5% | $135,987+139.3% | $80,925+302.1% |
| Participation rate | 92.0% | 71.2%+20.8pp | 76.4%+15.6pp | 67.7%+24.3pp |
| Annual return | 14.01% | 28.70%-14.7pp | 580.01%-566.0pp | 35.65%-21.6pp |
| Employer contribution / active EE | $6,751 | $3,350+101.6% | $4,214+60.2% | $2,756+144.9% |
| Participant deferral / active EE | $23,572 | $5,706+313.1% | $7,027+235.5% | $4,299+448.4% |
| Admin fee / account holder | $36,640 | $8,236+344.9% | $6,716+445.6% | $6,940+427.9% |