Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,488 | $43,749-14.3% | $158,223-76.3% | $65,306-42.6% |
| Participation rate | 31.8% | 56.9%-25.0pp | 79.2%-47.4pp | 57.7%-25.8pp |
| Annual return | 40.58% | 19.41%+21.2pp | 52.09%-11.5pp | 21.94%+18.6pp |
| Employer contribution / active EE | $0 | $1,497-100.0% | $4,109-100.0% | $1,967-100.0% |
| Participant deferral / active EE | $1,663 | $2,019-17.6% | $5,467-69.6% | $2,959-43.8% |
| Admin fee / account holder | $1,355 | $1,930-29.8% | $16,047-91.6% | $3,480-61.1% |