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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,570 | $162,136-89.2% | $152,301-88.5% | $154,746-88.6% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 31.06% | 91.02%-60.0pp | 80.50%-49.4pp | 172.34%-141.3pp |
| Employer contribution / active EE | $1,626 | $4,890-66.8% | $4,624-64.8% | $4,379-62.9% |
| Participant deferral / active EE | $9,988 | $8,341+19.7% | $8,004+24.8% | $6,730+48.4% |
| Admin fee / account holder | $1,998 | $15,759-87.3% | $14,398-86.1% | $14,365-86.1% |