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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,610 | $166,242-81.6% | $165,071-81.5% | $145,884-79.0% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.6%+6.0pp | 80.3%+4.3pp |
| Annual return | 8.98% | 100.44%-91.5pp | 70.17%-61.2pp | 551.85%-542.9pp |
| Employer contribution / active EE | $1,211 | $5,283-77.1% | $4,347-72.2% | $4,662-74.0% |
| Participant deferral / active EE | $6,531 | $6,964-6.2% | $6,035+8.2% | $6,690-2.4% |
| Admin fee / account holder | $4,178 | $16,658-74.9% | $12,695-67.1% | $13,392-68.8% |