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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $840,686 | $275,752+204.9% | $256,809+227.4% | $198,609+323.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 15.17% | 34.81%-19.6pp | 32.73%-17.6pp | 202.70%-187.5pp |
| Employer contribution / active EE | $9,611 | $7,721+24.5% | $7,263+32.3% | $5,055+90.1% |
| Participant deferral / active EE | $16,068 | $10,037+60.1% | $9,520+68.8% | $6,977+130.3% |
| Admin fee / account holder | $35,828 | $25,716+39.3% | $25,146+42.5% | $19,030+88.3% |