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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,851 | $110,410-84.7% | $102,437-83.6% | $145,897-88.5% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 14.59% | 24.85%-10.3pp | 24.95%-10.4pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,539 | $4,217-63.5% | $3,871-60.2% | $4,663-67.0% |
| Participant deferral / active EE | $2,409 | $5,622-57.2% | $5,060-52.4% | $6,689-64.0% |
| Admin fee / account holder | $1,108 | $9,745-88.6% | $8,388-86.8% | $13,390-91.7% |