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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,644 | $111,535-40.2% | $105,223-36.7% | $137,256-51.4% |
| Participation rate | 73.7% | 78.1%-4.4pp | 75.0%-1.4pp | 80.0%-6.3pp |
| Annual return | 17.28% | 237.85%-220.6pp | 180.65%-163.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $2,295 | $3,939-41.7% | $3,689-37.8% | $4,156-44.8% |
| Participant deferral / active EE | $7,293 | $5,500+32.6% | $5,072+43.8% | $6,407+13.8% |
| Admin fee / account holder | $1,368 | $9,721-85.9% | $8,859-84.6% | $12,270-88.9% |