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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,906 | $124,980+67.2% | $108,359+92.8% | $154,746+35.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 11.85% | 45.00%-33.1pp | 36.89%-25.0pp | 172.34%-160.5pp |
| Employer contribution / active EE | $4,480 | $2,851+57.2% | $2,399+86.7% | $4,379+2.3% |
| Participant deferral / active EE | $200 | $4,743-95.8% | $4,137-95.2% | $6,730-97.0% |
| Admin fee / account holder | $8,946 | $11,502-22.2% | $9,741-8.2% | $14,365-37.7% |