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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,127 | $102,429+19.2% | $147,096-17.0% | $80,925+50.9% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 14.39% | 135.02%-120.6pp | 419.75%-405.4pp | 35.65%-21.3pp |
| Employer contribution / active EE | $698 | $3,716-81.2% | $4,936-85.9% | $2,756-74.7% |
| Participant deferral / active EE | $9,037 | $6,649+35.9% | $8,071+12.0% | $4,299+110.2% |
| Admin fee / account holder | $5,245 | $7,957-34.1% | $13,005-59.7% | $6,940-24.4% |