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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,127 | $102,385+19.3% | $147,080-17.0% | $80,935+50.9% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 14.39% | 135.09%-120.7pp | 420.17%-405.8pp | 35.66%-21.3pp |
| Employer contribution / active EE | $698 | $3,717-81.2% | $4,933-85.8% | $2,757-74.7% |
| Participant deferral / active EE | $9,037 | $6,651+35.9% | $8,066+12.0% | $4,299+110.2% |
| Admin fee / account holder | $5,245 | $7,951-34.0% | $12,989-59.6% | $6,924-24.3% |