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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,357 | $95,959-62.1% | $97,411-62.7% | $138,895-73.8% |
| Participation rate | 71.4% | 81.8%-10.4pp | 80.4%-9.0pp | 79.9%-8.5pp |
| Annual return | 18.53% | 29.30%-10.8pp | 34.72%-16.2pp | 145.39%-126.9pp |
| Employer contribution / active EE | $1,454 | $4,278-66.0% | $4,210-65.5% | $4,194-65.3% |
| Participant deferral / active EE | $3,469 | $5,876-41.0% | $5,886-41.1% | $6,396-45.8% |
| Admin fee / account holder | $638 | $7,555-91.6% | $7,145-91.1% | $12,562-94.9% |