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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,072 | $101,778-59.6% | $164,975-75.1% | $80,925-49.2% |
| Participation rate | 51.0% | 71.8%-20.8pp | 78.6%-27.6pp | 67.7%-16.6pp |
| Annual return | 13.74% | 16.73%-3.0pp | 70.12%-56.4pp | 35.65%-21.9pp |
| Employer contribution / active EE | $1,564 | $2,954-47.0% | $4,343-64.0% | $2,756-43.3% |
| Participant deferral / active EE | $3,919 | $4,477-12.5% | $6,033-35.0% | $4,299-8.8% |
| Admin fee / account holder | $4,791 | $8,221-41.7% | $12,688-62.2% | $6,940-31.0% |