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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,100 | $88,672-16.4% | $105,223-29.6% | $82,448-10.1% |
| Participation rate | 69.4% | 67.9%+1.5pp | 75.0%-5.7pp | 68.1%+1.3pp |
| Annual return | 17.55% | 30.86%-13.3pp | 180.65%-163.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $2,520 | $3,048-17.3% | $3,689-31.7% | $2,551-1.2% |
| Participant deferral / active EE | $5,091 | $4,036+26.1% | $5,072+0.4% | $4,139+23.0% |
| Admin fee / account holder | $1,680 | $7,146-76.5% | $8,859-81.0% | $7,234-76.8% |