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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,186 | $212,386+28.2% | $199,883+36.2% | $138,895+96.0% |
| Participation rate | 90.9% | 87.4%+3.5pp | 86.8%+4.1pp | 79.9%+11.0pp |
| Annual return | 11.59% | 47.75%-36.2pp | 43.81%-32.2pp | 145.39%-133.8pp |
| Employer contribution / active EE | $6,972 | $6,625+5.2% | $6,261+11.4% | $4,194+66.2% |
| Participant deferral / active EE | $14,606 | $9,617+51.9% | $9,138+59.8% | $6,396+128.4% |
| Admin fee / account holder | $66,220 | $18,233+263.2% | $17,268+283.5% | $12,562+427.1% |