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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,718 | $172,111+96.2% | $150,298+124.7% | $137,256+146.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.57% | 69.37%-52.8pp | 62.79%-46.2pp | 220.34%-203.8pp |
| Employer contribution / active EE | $20,048 | $4,636+332.4% | $4,154+382.6% | $4,156+382.4% |
| Participant deferral / active EE | $17,147 | $6,166+178.1% | $5,453+214.5% | $6,407+167.6% |
| Admin fee / account holder | $40,052 | $16,471+143.2% | $14,116+183.7% | $12,270+226.4% |