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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,631 | $174,379-68.7% | $152,093-64.1% | $138,895-60.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 7.91% | 74.86%-66.9pp | 66.36%-58.4pp | 145.39%-137.5pp |
| Employer contribution / active EE | $5,127 | $4,652+10.2% | $4,175+22.8% | $4,194+22.2% |
| Participant deferral / active EE | $0 | $6,159-100.0% | $5,451-100.0% | $6,396-100.0% |
| Admin fee / account holder | $69,408 | $16,880+311.2% | $14,497+378.8% | $12,562+452.5% |