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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,119 | $114,119+139.3% | $107,187+154.8% | $138,895+96.6% |
| Participation rate | 88.9% | 78.1%+10.8pp | 75.0%+13.9pp | 79.9%+9.0pp |
| Annual return | 10.19% | 273.21%-263.0pp | 204.55%-194.4pp | 145.39%-135.2pp |
| Employer contribution / active EE | $17,300 | $4,059+326.2% | $3,782+357.4% | $4,194+312.5% |
| Participant deferral / active EE | $12,444 | $5,538+124.7% | $5,096+144.2% | $6,396+94.5% |
| Admin fee / account holder | $3,697 | $10,024-63.1% | $9,162-59.6% | $12,562-70.6% |