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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,045 | $95,404+46.8% | $113,397+23.5% | $82,637+69.5% |
| Participation rate | 75.7% | 72.8%+2.9pp | 76.5%-0.8pp | 68.1%+7.6pp |
| Annual return | 16.71% | 19.08%-2.4pp | 23.20%-6.5pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,080 | $2,307-9.8% | $2,977-30.1% | $2,552-18.5% |
| Participant deferral / active EE | $3,985 | $4,220-5.5% | $5,076-21.5% | $4,126-3.4% |
| Admin fee / account holder | $2,909 | $9,168-68.3% | $11,957-75.7% | $7,339-60.4% |