Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,320 | $108,825-58.4% | $156,181-71.0% | $82,448-45.0% |
| Participation rate | 56.1% | 72.4%-16.3pp | 78.8%-22.7pp | 68.1%-12.0pp |
| Annual return | 15.85% | 20.59%-4.7pp | 64.87%-49.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $662 | $2,870-76.9% | $4,294-84.6% | $2,551-74.1% |
| Participant deferral / active EE | $2,783 | $4,577-39.2% | $6,132-54.6% | $4,139-32.8% |
| Admin fee / account holder | $1,625 | $9,341-82.6% | $14,586-88.9% | $7,234-77.5% |