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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,672 | $100,073+107.5% | $85,126+144.0% | $145,877+42.4% |
| Participation rate | 62.5% | 74.1%-11.6pp | 67.5%-5.0pp | 80.3%-17.8pp |
| Annual return | 16.62% | 84.11%-67.5pp | 66.63%-50.0pp | 551.28%-534.7pp |
| Employer contribution / active EE | $1,292 | $3,236-60.1% | $2,731-52.7% | $4,663-72.3% |
| Participant deferral / active EE | $4,942 | $5,294-6.6% | $4,523+9.3% | $6,691-26.1% |
| Admin fee / account holder | $73,975 | $7,261+918.8% | $6,160+1100.8% | $13,402+452.0% |