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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,101 | $162,136-18.5% | $152,301-13.3% | $154,746-14.6% |
| Participation rate | 89.5% | 84.1%+5.4pp | 82.4%+7.0pp | 80.7%+8.8pp |
| Annual return | 14.27% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.1pp |
| Employer contribution / active EE | $7,063 | $4,890+44.4% | $4,624+52.7% | $4,379+61.3% |
| Participant deferral / active EE | $4,075 | $8,341-51.1% | $8,004-49.1% | $6,730-39.5% |
| Admin fee / account holder | $1,389 | $15,759-91.2% | $14,398-90.4% | $14,365-90.3% |