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| Provider | Service type | Compensation |
|---|---|---|
SAVANT CAPITAL MANAGEMENT2 years Service code 28 · EIN 36-3859937 | Investment Management | $70,162 |
PCS RETIREMENT, LLC2 years Service code 12 · EIN 23-3038464 | Recordkeeping and information managem... | $21,825 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,341 | $88,203-22.5% | $165,100-58.6% | $74,478-8.2% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 10.79% | 17.13%-6.3pp | 70.21%-59.4pp | 1370.56%-1359.8pp |
| Employer contribution / active EE | $3,719 | $2,601+43.0% | $4,348-14.5% | $2,626+41.6% |
| Participant deferral / active EE | $4,447 | $4,505-1.3% | $6,035-26.3% | $4,350+2.2% |
| Admin fee / account holder | $391 | $2,235-82.5% | $12,696-96.9% | $1,946-79.9% |