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| Provider | Service type | Compensation |
|---|---|---|
SAVANT CAPITAL MANAGEMENT2 years Service code 28 · EIN 36-3859937 | Investment Management | $70,162 |
PCS RETIREMENT, LLC2 years Service code 12 · EIN 23-3038464 | Participant communication; Contract A... | $21,825 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,341 | $88,137-22.5% | $164,975-58.6% | $74,429-8.2% |
| Participation rate | 100.0% | 73.1%+26.9pp | 78.6%+21.4pp | 67.2%+32.8pp |
| Annual return | 10.79% | 17.13%-6.3pp | 70.12%-59.3pp | 1368.38%-1357.6pp |
| Employer contribution / active EE | $3,719 | $2,597+43.2% | $4,343-14.4% | $2,625+41.7% |
| Participant deferral / active EE | $4,447 | $4,501-1.2% | $6,033-26.3% | $4,348+2.3% |
| Admin fee / account holder | $391 | $2,231-82.5% | $12,688-96.9% | $1,944-79.9% |