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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,287 | $178,174-75.1% | $156,181-71.6% | $137,256-67.7% |
| Participation rate | 72.2% | 82.0%-9.8pp | 78.8%-6.6pp | 80.0%-7.7pp |
| Annual return | 21.00% | 84.19%-63.2pp | 64.87%-43.9pp | 220.34%-199.3pp |
| Employer contribution / active EE | $5,146 | $4,972+3.5% | $4,294+19.8% | $4,156+23.8% |
| Participant deferral / active EE | $3,319 | $6,888-51.8% | $6,132-45.9% | $6,407-48.2% |
| Admin fee / account holder | $2,785 | $17,404-84.0% | $14,586-80.9% | $12,270-77.3% |