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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,306 | $212,386+65.4% | $199,883+75.8% | $138,895+152.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.12% | 47.75%-32.6pp | 43.81%-28.7pp | 145.39%-130.3pp |
| Employer contribution / active EE | $7,096 | $6,625+7.1% | $6,261+13.3% | $4,194+69.2% |
| Participant deferral / active EE | $13,629 | $9,617+41.7% | $9,138+49.1% | $6,396+113.1% |
| Admin fee / account holder | $2,553 | $18,233-86.0% | $17,268-85.2% | $12,562-79.7% |