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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,064 | $111,535+234.5% | $105,223+254.5% | $137,256+171.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 18.29% | 237.85%-219.6pp | 180.65%-162.4pp | 220.34%-202.0pp |
| Employer contribution / active EE | $4,006 | $3,939+1.7% | $3,689+8.6% | $4,156-3.6% |
| Participant deferral / active EE | $12,643 | $5,500+129.9% | $5,072+149.3% | $6,407+97.3% |
| Admin fee / account holder | $11,358 | $9,721+16.8% | $8,859+28.2% | $12,270-7.4% |