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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,530 | $126,661-56.9% | $113,397-51.9% | $138,895-60.7% |
| Participation rate | 88.2% | 79.4%+8.8pp | 76.5%+11.7pp | 79.9%+8.3pp |
| Annual return | 3.95% | 25.05%-21.1pp | 23.20%-19.3pp | 145.39%-141.4pp |
| Employer contribution / active EE | $1,856 | $3,456-46.3% | $2,977-37.7% | $4,194-55.8% |
| Participant deferral / active EE | $3,138 | $5,693-44.9% | $5,076-38.2% | $6,396-50.9% |
| Admin fee / account holder | $369 | $14,549-97.5% | $11,957-96.9% | $12,562-97.1% |