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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,530 | $138,312-60.6% | $122,979-55.7% | $155,188-64.9% |
| Participation rate | 88.2% | 80.2%+8.0pp | 77.2%+11.0pp | 80.8%+7.4pp |
| Annual return | 3.95% | 22.06%-18.1pp | 20.12%-16.2pp | 148.84%-144.9pp |
| Employer contribution / active EE | $1,856 | $3,530-47.4% | $3,062-39.4% | $4,248-56.3% |
| Participant deferral / active EE | $3,138 | $5,592-43.9% | $5,003-37.3% | $6,531-52.0% |
| Admin fee / account holder | $369 | $15,089-97.6% | $12,864-97.1% | $14,480-97.5% |