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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $2,575 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,595 | $106,110+35.3% | $147,005-2.3% | $77,671+84.9% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 13.93% | 56.77%-42.8pp | 418.76%-404.8pp | 31.21%-17.3pp |
| Employer contribution / active EE | $4,562 | $4,065+12.2% | $4,934-7.5% | $2,726+67.3% |
| Participant deferral / active EE | $8,811 | $7,992+10.2% | $8,070+9.2% | $4,648+89.6% |
| Admin fee / account holder | $4 | $338-99.0% | $13,006-100.0% | $430-99.2% |