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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $2,575 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,595 | $106,247+35.2% | $147,096-2.4% | $77,714+84.8% |
| Participation rate | 95.5% | 78.4%+17.1pp | 82.2%+13.3pp | 70.6%+24.9pp |
| Annual return | 13.93% | 56.87%-42.9pp | 419.75%-405.8pp | 31.26%-17.3pp |
| Employer contribution / active EE | $4,562 | $4,069+12.1% | $4,936-7.6% | $2,727+67.3% |
| Participant deferral / active EE | $8,811 | $7,996+10.2% | $8,071+9.2% | $4,649+89.5% |
| Admin fee / account holder | $4 | $338-99.0% | $13,005-100.0% | $433-99.2% |