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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,704 | $134,817-33.5% | $123,973-27.6% | $155,188-42.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.42% | 515.49%-498.1pp | 388.13%-370.7pp | 148.84%-131.4pp |
| Employer contribution / active EE | $1,600 | $4,425-63.8% | $4,126-61.2% | $4,248-62.3% |
| Participant deferral / active EE | $23,500 | $5,706+311.8% | $5,247+347.9% | $6,531+259.8% |
| Admin fee / account holder | $2,064 | $13,245-84.4% | $11,799-82.5% | $14,480-85.7% |