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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,160 | $123,155-72.3% | $108,753-68.6% | $155,188-78.0% |
| Participation rate | 60.9% | 75.6%-14.8pp | 71.1%-10.2pp | 80.8%-19.9pp |
| Annual return | 16.42% | 44.73%-28.3pp | 37.47%-21.0pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,843 | $2,811-34.4% | $2,427-24.0% | $4,248-56.6% |
| Participant deferral / active EE | $3,815 | $4,623-17.5% | $4,115-7.3% | $6,531-41.6% |
| Admin fee / account holder | $26,670 | $12,126+119.9% | $10,320+158.4% | $14,480+84.2% |