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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,416 | $72,071-21.7% | $68,368-17.5% | $137,256-58.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.73% | 353.14%-336.4pp | 292.57%-275.8pp | 220.34%-203.6pp |
| Employer contribution / active EE | $3,278 | $2,788+17.6% | $2,649+23.8% | $4,156-21.1% |
| Participant deferral / active EE | $4,559 | $4,410+3.4% | $4,123+10.6% | $6,407-28.8% |
| Admin fee / account holder | $307 | $5,336-94.2% | $5,150-94.0% | $12,270-97.5% |