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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,472 | $68,878+112.7% | $120,574+21.5% | $80,935+81.0% |
| Participation rate | 94.1% | 61.7%+32.4pp | 71.9%+22.2pp | 67.7%+26.5pp |
| Annual return | 13.37% | 23.67%-10.3pp | 107.42%-94.1pp | 35.66%-22.3pp |
| Employer contribution / active EE | $5,527 | $2,065+167.6% | $3,471+59.2% | $2,757+100.5% |
| Participant deferral / active EE | $5,222 | $3,189+63.8% | $4,996+4.5% | $4,299+21.5% |
| Admin fee / account holder | $9,795 | $5,782+69.4% | $9,445+3.7% | $6,924+41.5% |