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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,914 | $131,835+53.9% | $108,582+86.9% | $273,972-25.9% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | -3.67% | -91.57%+87.9pp | -51.70%+48.0pp | 41.46%-45.1pp |
| Employer contribution / active EE | $1,538 | $4,913-68.7% | $3,758-59.1% | $4,869-68.4% |
| Participant deferral / active EE | $1,895 | $5,127-63.0% | $4,311-56.0% | $5,287-64.2% |
| Admin fee / account holder | $23,786 | $10,253+132.0% | $7,645+211.1% | $10,133+134.7% |