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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION4 years Filed as: LINCOLN RETIREMENT SERVICES Service code 15 · EIN 35-0472300 | Recordkeeping | $56,552 |
STRIEGEL KNOBLOCH & COMPANY, LLC10+ years Service code 14 · EIN 37-1122831 | Plan Administrator | $3,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,276 | $55,458-34.6% | $76,030-52.3% | $77,762-53.3% |
| Participation rate | 50.7% | 63.6%-12.9pp | 69.1%-18.4pp | 70.6%-19.9pp |
| Annual return | 9.28% | 17.10%-7.8pp | 361.54%-352.3pp | 31.27%-22.0pp |
| Employer contribution / active EE | $460 | $1,792-74.3% | $2,688-82.9% | $2,728-83.1% |
| Participant deferral / active EE | $2,859 | $3,454-17.2% | $4,257-32.8% | $4,651-38.5% |
| Admin fee / account holder | $203 | $411-50.5% | $6,421-96.8% | $433-53.0% |