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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION4 years Filed as: LINCOLN RETIREMENT SERVICES Service code 15 · EIN 35-0472300 | Recordkeeping | $56,552 |
STRIEGEL KNOBLOCH & COMPANY, LLC10+ years Service code 14 · EIN 37-1122831 | Plan Administrator | $3,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,276 | $55,402-34.5% | $76,089-52.3% | $77,714-53.3% |
| Participation rate | 50.7% | 63.6%-12.9pp | 69.1%-18.4pp | 70.6%-19.9pp |
| Annual return | 9.28% | 17.09%-7.8pp | 360.94%-351.7pp | 31.26%-22.0pp |
| Employer contribution / active EE | $460 | $1,789-74.3% | $2,690-82.9% | $2,727-83.1% |
| Participant deferral / active EE | $2,859 | $3,450-17.1% | $4,259-32.9% | $4,649-38.5% |
| Admin fee / account holder | $203 | $410-50.4% | $6,418-96.8% | $433-53.1% |