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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,890 | $174,379-53.6% | $152,093-46.8% | $138,895-41.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.62% | 74.86%-66.2pp | 66.36%-57.7pp | 145.39%-136.8pp |
| Employer contribution / active EE | $2,896 | $4,652-37.7% | $4,175-30.6% | $4,194-31.0% |
| Participant deferral / active EE | $3,931 | $6,159-36.2% | $5,451-27.9% | $6,396-38.5% |
| Admin fee / account holder | $71,176 | $16,880+321.7% | $14,497+391.0% | $12,562+466.6% |