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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,796 | $185,312-82.3% | $161,489-79.7% | $154,746-78.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.27% | 103.84%-84.6pp | 89.72%-70.5pp | 172.34%-153.1pp |
| Employer contribution / active EE | $225 | $4,769-95.3% | $4,268-94.7% | $4,379-94.9% |
| Participant deferral / active EE | $6,762 | $6,350+6.5% | $5,630+20.1% | $6,730+0.5% |
| Admin fee / account holder | $3,066 | $18,654-83.6% | $16,006-80.8% | $14,365-78.7% |