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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,781 | $183,516-78.9% | $155,534-75.1% | $145,884-73.4% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 19.08% | 61.43%-42.3pp | 64.92%-45.8pp | 551.85%-532.8pp |
| Employer contribution / active EE | $1,041 | $5,315-80.4% | $4,675-77.7% | $4,662-77.7% |
| Participant deferral / active EE | $3,914 | $6,467-39.5% | $5,630-30.5% | $6,690-41.5% |
| Admin fee / account holder | $553 | $19,293-97.1% | $15,900-96.5% | $13,392-95.9% |