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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,655 | $169,336-69.5% | $129,384-60.1% | $145,884-64.6% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 17.13% | 14408.70%-14391.6pp | 9461.77%-9444.6pp | 551.85%-534.7pp |
| Employer contribution / active EE | $1,860 | $5,540-66.4% | $4,153-55.2% | $4,662-60.1% |
| Participant deferral / active EE | $5,244 | $4,985+5.2% | $4,166+25.9% | $6,690-21.6% |
| Admin fee / account holder | $192 | $9,912-98.1% | $7,686-97.5% | $13,392-98.6% |