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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,826 | $201,372+24.6% | $184,260+36.1% | $145,884+71.9% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 6.61% | 29.04%-22.4pp | 28.84%-22.2pp | 551.85%-545.2pp |
| Employer contribution / active EE | $9,878 | $7,024+40.6% | $6,427+53.7% | $4,662+111.9% |
| Participant deferral / active EE | $5,526 | $9,808-43.7% | $9,133-39.5% | $6,690-17.4% |
| Admin fee / account holder | $1,609 | $16,362-90.2% | $13,898-88.4% | $13,392-88.0% |