Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,000 | $77,670-64.0% | $125,529-77.7% | $65,306-57.1% |
| Participation rate | 61.7% | 63.2%-1.4pp | 74.7%-13.0pp | 57.7%+4.0pp |
| Annual return | 33.85% | 15.16%+18.7pp | 202.56%-168.7pp | 21.94%+11.9pp |
| Employer contribution / active EE | $1,595 | $2,099-24.0% | $3,058-47.8% | $1,967-18.9% |
| Participant deferral / active EE | $3,370 | $3,095+8.9% | $4,813-30.0% | $2,959+13.9% |
| Admin fee / account holder | $1,636 | $3,598-54.5% | $16,298-90.0% | $3,480-53.0% |