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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,607 | $76,642-22.2% | $146,866-59.4% | $65,306-8.7% |
| Participation rate | 89.5% | 61.2%+28.3pp | 82.5%+7.0pp | 57.7%+31.9pp |
| Annual return | 46.75% | 33.40%+13.4pp | 102.85%-56.1pp | 21.94%+24.8pp |
| Employer contribution / active EE | $5,516 | $2,621+110.5% | $4,425+24.7% | $1,967+180.4% |
| Participant deferral / active EE | $11,846 | $4,864+143.5% | $7,759+52.7% | $2,959+300.3% |
| Admin fee / account holder | $2,564 | $3,960-35.3% | $13,620-81.2% | $3,480-26.3% |