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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,620 | $211,288-31.6% | $178,540-19.0% | $145,884-0.9% |
| Participation rate | 66.7% | 80.8%-14.1pp | 77.1%-10.4pp | 80.3%-13.6pp |
| Annual return | 11.66% | 30.27%-18.6pp | 27.15%-15.5pp | 551.85%-540.2pp |
| Employer contribution / active EE | $9,869 | $4,574+115.8% | $3,953+149.7% | $4,662+111.7% |
| Participant deferral / active EE | $18,943 | $6,967+171.9% | $6,281+201.6% | $6,690+183.2% |
| Admin fee / account holder | $48,831 | $12,105+303.4% | $10,424+368.4% | $13,392+264.6% |