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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,411 | $211,288-89.4% | $178,540-87.4% | $145,884-84.6% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 12.86% | 30.27%-17.4pp | 27.15%-14.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $2,519 | $4,574-44.9% | $3,953-36.3% | $4,662-46.0% |
| Participant deferral / active EE | $4,875 | $6,967-30.0% | $6,281-22.4% | $6,690-27.1% |
| Admin fee / account holder | $815 | $12,105-93.3% | $10,424-92.2% | $13,392-93.9% |