Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,913 | $81,487-41.2% | $102,412-53.2% | $80,935-40.8% |
| Participation rate | 60.2% | 66.8%-6.6pp | 74.5%-14.3pp | 67.7%-7.4pp |
| Annual return | 15.79% | 25.60%-9.8pp | 24.94%-9.1pp | 35.66%-19.9pp |
| Employer contribution / active EE | $188 | $3,103-93.9% | $3,870-95.1% | $2,757-93.2% |
| Participant deferral / active EE | $2,395 | $3,871-38.1% | $5,060-52.7% | $4,299-44.3% |
| Admin fee / account holder | $1,189 | $6,717-82.3% | $8,388-85.8% | $6,924-82.8% |