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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,919 | $160,040-86.3% | $147,096-85.1% | $145,877-85.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 9.09% | 98.49%-89.4pp | 419.75%-410.7pp | 551.28%-542.2pp |
| Employer contribution / active EE | $1,989 | $5,289-62.4% | $4,936-59.7% | $4,663-57.3% |
| Participant deferral / active EE | $3,517 | $8,429-58.3% | $8,071-56.4% | $6,691-47.4% |
| Admin fee / account holder | $19,731 | $15,050+31.1% | $13,005+51.7% | $13,402+47.2% |