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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,746 | $126,661-91.5% | $113,397-90.5% | $138,895-92.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 18.75% | 25.05%-6.3pp | 23.20%-4.5pp | 145.39%-126.6pp |
| Employer contribution / active EE | $2,651 | $3,456-23.3% | $2,977-10.9% | $4,194-36.8% |
| Participant deferral / active EE | $1,003 | $5,693-82.4% | $5,076-80.2% | $6,396-84.3% |
| Admin fee / account holder | $474 | $14,549-96.7% | $11,957-96.0% | $12,562-96.2% |