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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,656 | $142,972+42.4% | $214,702-5.1% | $86,983+134.1% |
| Participation rate | 83.3% | 84.9%-1.5pp | 87.5%-4.1pp | 69.5%+13.8pp |
| Annual return | 17.41% | 18.49%-1.1pp | 54.55%-37.1pp | 25.83%-8.4pp |
| Employer contribution / active EE | $10,642 | $4,635+129.6% | $6,461+64.7% | $2,584+311.8% |
| Participant deferral / active EE | $15,739 | $6,568+139.6% | $9,147+72.1% | $4,194+275.3% |
| Admin fee / account holder | $10,986 | $17,617-37.6% | $19,830-44.6% | $7,856+39.8% |