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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,360 | $154,754-60.3% | $124,206-50.6% | $138,895-55.8% |
| Participation rate | 75.0% | 75.5%-0.5pp | 69.6%+5.4pp | 79.9%-4.9pp |
| Annual return | 18.49% | 709.28%-690.8pp | 515.27%-496.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $2,710 | $4,446-39.1% | $3,540-23.5% | $4,194-35.4% |
| Participant deferral / active EE | $6,587 | $4,621+42.6% | $3,968+66.0% | $6,396+3.0% |
| Admin fee / account holder | $5,681 | $6,690-15.1% | $5,929-4.2% | $12,562-54.8% |