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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,113 | $102,609-79.4% | $98,090-78.5% | $138,895-84.8% |
| Participation rate | 66.7% | 82.8%-16.1pp | 81.5%-14.9pp | 79.9%-13.3pp |
| Annual return | 42.45% | 36.44%+6.0pp | 37.05%+5.4pp | 145.39%-102.9pp |
| Employer contribution / active EE | $3,094 | $3,867-20.0% | $3,606-14.2% | $4,194-26.2% |
| Participant deferral / active EE | $6,757 | $8,167-17.3% | $7,845-13.9% | $6,396+5.6% |
| Admin fee / account holder | $930 | $11,434-91.9% | $11,815-92.1% | $12,562-92.6% |