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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,113 | $97,289-78.3% | $92,805-77.3% | $155,188-86.4% |
| Participation rate | 66.7% | 84.2%-17.5pp | 83.5%-16.8pp | 80.8%-14.1pp |
| Annual return | 42.45% | 29.03%+13.4pp | 31.59%+10.9pp | 148.84%-106.4pp |
| Employer contribution / active EE | $3,094 | $3,632-14.8% | $3,424-9.6% | $4,248-27.2% |
| Participant deferral / active EE | $6,757 | $8,795-23.2% | $8,448-20.0% | $6,531+3.5% |
| Admin fee / account holder | $930 | $12,015-92.3% | $10,911-91.5% | $14,480-93.6% |