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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,232 | $122,258+157.0% | $199,883+57.2% | $64,097+390.2% |
| Participation rate | 93.6% | 79.0%+14.6pp | 86.8%+6.8pp | 55.2%+38.4pp |
| Annual return | 23.62% | 24.91%-1.3pp | 43.81%-20.2pp | 34.64%-11.0pp |
| Employer contribution / active EE | $36,337 | $4,242+756.5% | $6,261+480.3% | $1,891+1821.1% |
| Participant deferral / active EE | $20,883 | $6,258+233.7% | $9,138+128.5% | $3,080+578.0% |
| Admin fee / account holder | $21,329 | $3,882+449.5% | $17,268+23.5% | $3,454+517.4% |