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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,884 | $138,386+91.4% | $184,260+43.8% | $80,935+227.3% |
| Participation rate | 93.5% | 83.9%+9.6pp | 86.8%+6.7pp | 67.7%+25.8pp |
| Annual return | 21.90% | 20.02%+1.9pp | 28.84%-6.9pp | 35.66%-13.8pp |
| Employer contribution / active EE | $34,702 | $4,851+615.4% | $6,427+439.9% | $2,757+1158.8% |
| Participant deferral / active EE | $20,714 | $7,076+192.8% | $9,133+126.8% | $4,299+381.8% |
| Admin fee / account holder | $12,559 | $10,489+19.7% | $13,898-9.6% | $6,924+81.4% |