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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,693 | $28,624-76.6% | $53,647-87.5% | $82,637-91.9% |
| Participation rate | 85.9% | 47.3%+38.7pp | 56.3%+29.7pp | 68.1%+17.9pp |
| Annual return | 23.34% | 664.98%-641.6pp | 358.33%-335.0pp | 53.51%-30.2pp |
| Employer contribution / active EE | $1,675 | $637+163.1% | $962+74.1% | $2,552-34.4% |
| Participant deferral / active EE | $2,163 | $1,196+80.8% | $1,813+19.3% | $4,126-47.6% |
| Admin fee / account holder | $496 | $2,022-75.5% | $2,460-79.8% | $7,339-93.2% |