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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,292 | $76,522-90.5% | $56,033-87.0% | $145,884-95.0% |
| Participation rate | 89.5% | 63.2%+26.2pp | 52.5%+37.0pp | 80.3%+9.2pp |
| Annual return | 13.88% | 3014.28%-3000.4pp | 1711.38%-1697.5pp | 551.85%-538.0pp |
| Employer contribution / active EE | $3,193 | $1,382+131.0% | $1,041+206.8% | $4,662-31.5% |
| Participant deferral / active EE | $3,898 | $2,624+48.6% | $1,954+99.5% | $6,690-41.7% |
| Admin fee / account holder | $387 | $3,328-88.4% | $2,827-86.3% | $13,392-97.1% |