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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,595 | $208,088-31.0% | $186,193-22.9% | $154,746-7.2% |
| Participation rate | 90.9% | 80.0%+10.9pp | 77.1%+13.8pp | 80.7%+10.2pp |
| Annual return | 14.26% | 89.97%-75.7pp | 78.03%-63.8pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,661 | $4,340-38.7% | $3,918-32.1% | $4,379-39.2% |
| Participant deferral / active EE | $8,940 | $7,078+26.3% | $6,513+37.3% | $6,730+32.8% |
| Admin fee / account holder | $3,497 | $11,698-70.1% | $11,058-68.4% | $14,365-75.7% |