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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,595 | $289,211-50.3% | $260,467-44.9% | $198,609-27.7% |
| Participation rate | 90.9% | 83.1%+7.8pp | 80.5%+10.5pp | 82.4%+8.5pp |
| Annual return | 14.26% | 112.90%-98.6pp | 100.60%-86.3pp | 202.70%-188.4pp |
| Employer contribution / active EE | $2,661 | $4,663-42.9% | $4,239-37.2% | $5,055-47.4% |
| Participant deferral / active EE | $8,940 | $6,812+31.2% | $6,319+41.5% | $6,977+28.1% |
| Admin fee / account holder | $3,497 | $16,236-78.5% | $15,461-77.4% | $19,030-81.6% |