Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Claims processing; Recordkeeping and ... | $33,028 |
Service code 27 · EIN 46-3874175 | Advisory (Plan) | $11,193 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,690 | $89,067-76.8% | $102,423-79.8% | $77,714-73.4% |
| Participation rate | 32.9% | 80.9%-48.0pp | 76.5%-43.6pp | 70.6%-37.7pp |
| Annual return | 43.76% | 25.01%+18.7pp | 29.42%+14.3pp | 31.26%+12.5pp |
| Employer contribution / active EE | $1,139 | $2,699-57.8% | $3,023-62.3% | $2,727-58.2% |
| Participant deferral / active EE | $1,976 | $5,147-61.6% | $5,054-60.9% | $4,649-57.5% |
| Admin fee / account holder | $122 | $236-48.3% | $9,455-98.7% | $433-71.9% |